Personal Insurance: Homeowners Insurance & Auto Insurance

Solid Protection from the Risks You Face

Personal Insurance from Rocky Mountain Insurance Advisors

At home, at work, at school or on the road, we all face risks each and every day.

Some seldom occur, while others are fairly common. For instance:

  • The National Highway Traffic Administration (NHTSA) reports that car accidents occur every minute of the day.
  • The Car Insurance Industry estimates that drivers will file accident claims once every 17.9 years.
  • The average driver will have 2 to 3 accidents during their driving years.

When considering the statistics, it’s not a matter of if you’ll be involved in an accident but when.

Of course, automobile accidents aren’t the only risk that we face.

  • According to the National Fire Protection Association, an estimated 374,000 US homes catch fire each year.
  • Nearly 1 million emergency room visits occur each year as the result of a slip-and-fall injury.

There are statistics for sports-related injuries, recreational injuries (camping, hiking, etc.) and so many other categories, and statistics only exist to track real-world experiences.

Facing risk is simply a fact of life.

While we can’t protect ourselves against the occurrence, we can help cover the losses that often result. Rocky Mountain Insurance Advisors offers solid protection for your home, your car and even your family’s medical care and treatment should a covered loss occur. Whether it’s your child’s first fender-bender or a break-in at your home, RMIA offers comprehensive insurance coverage that protects the things you own.

Liability Protection

What happens when someone is injured in an auto accident for which you are found to be at fault? Who’s responsible for the medical care of someone that slips and falls while visiting your home? These are important questions that require important answers.

Rocky Mountain Insurance Advisors provides solid liability protection that covers the expenses involved in being found liable for someone’s personal injury or property damage. Your homeowners and auto insurance policies come with specific liability limits. Your Rocky Mountain Insurance Advisor can help you determine the the right amount of liability coverage necessary to meet your specific needs.

You Have Choices

As an independent insurance agency, RMIA can review the many policies available through our network of insurance providers to determine which offers the most comprehensive coverage at the best possible rate for you and your family.

Our many coverage options include:

  • Homes
  • Rental property
  • Townhomes
  • Apartments
  • Condos
  • Mobile Homes
  • Vacant Homes
  • Homes under construction
  • Fire Policies
  • Umbrella
  • Flood
  • Earthquake
  • Jewelry, artwork, etc
  • Multi Policy Discounts are available

Auto Insurance Options include:

  • Auto
  • Motorcycle
  • Boats
  • Personal watercraft
  • RV’s
  • ATV’s / Off-road vehicles
  • Trailers
  • Classic Cars