Term Life Insurance

The Most Important Gift You May Ever Give

Life Insurance from Rocky Mountain Insurance Advisors

No one knows what tomorrow may bring.  By definition, accidents can change the course of our lives without a moment’s notice. While it’s true that no one can prepare for every eventuality, we can face the difficult possibility and plan accordingly.
By answering the question no one wants to consider, we take the first step towards securing your family’s financial future:

If you die, what happens to your family?

Beyond the initial shock and the emotional devastation of losing a loved one, there is an uncomfortable reality for which far too many families simply aren’t prepared. Long after the personal loss, other considerations become pressing issues that must be addressed.  Financial obligations require attention, such as:

  • Mortgage payments
  • Utilities
  • College and other school expenses
  • Home, Auto and health insurance premiums
  • Car payments
  • Credit card bills
  • Everyday living expenses

Rocky Mountain Insurance Advisors can help you prepare for the unexpected with a life insurance plan designed to help your family meet their financial obligations. This financial security could be the best gift you ever give your family. There’s a peace of mind knowing that, in the event of your death, money is one thing your family won’t have to worry about.

Equally Important for Business Owners

The right life insurance plan can become an excellent tool in protecting your business interest in the event of the death of a business owner. It’s especially helpful when multiple owners are involved. Buyout insurance can protect the interest of surviving partners by providing adequate funds to handle purchasing the deceased interest in the business, thus providing for surviving family members while addressing surviving partner concerns.

Key Man Insurance can be of vital importance when one particular individual plays a significant role in the ongoing success and development of a company. If the death of a key employee/partner would alter the course of a business, Key Man Insurance could help alleviate some of the negative financial repercussions.

We can meet needs with Life Insurance options that include:

  • Term Life
  • Return of Premium Term Life (with this product all the premiums are returned to you at the end of the policy term)
  • Key Man Insurance
  • Buy-out insurance
  • Mortgage insurance
  • and more